Millions handle this ‘frightening’ financial issue all wrong

Kimberly Foss, the president and founder of Empyrion Wealth Management and author of Wealthy by Design, notes that while prioritizing debt over discretionary spending should be your priority, “in real life, sometimes we need the emotional lift of a little ‘retail therapy.’” If that’s the case, “use this selectively and ideally as a reward for reaching a debt-reduction or savings goal.