Major life transitions can create a ripple of financial complexity. At Empyrion™, we specialize in helping clients conquer these challenges, while deploying strategies that successfully protect and grow their wealth.
With the passage of the 2018 tax law, investment fees, along with most other itemized deductions, are no longer available to reduce taxable income but there are exceptions. Questions about investment fees and their deductibility, your IRA accounts, or other financial matters should be answered by an accredited, licensed financial advisor.
The U.S. government changes a variety of investment and benefits thresholds based on the inflation rate. For 2019, we’ll see significant changes to the savings threshold – including for 401(k)s and Traditional and Roth IRAs – and cost-of-living and retirement age adjustments for Social Security beneficiaries. Here's what you can expect.
We constantly urge the people we advise to remember the importance of maintaining a proper mix of different types of assets and careful, ongoing adjustment of that mix to keep them on the path we agreed on when they began investing. There are two important principles at work: diversification and rebalancing. Diversification is what sets you on your course, and rebalancing is how you stay there. Here's how rebalancing works, and why it matters.