Kimberly Foss offers advice about prioritizing bills and provides tips on getting a payment extension with required grace periods.
Kimberly Foss provides tips on negotiating lower rent prices. “Most important of all — communicate early and often. If you wait until the day before your lease is up, your bargaining position is severely limited,” says Foss.
Kimberly Foss discusses how parents should be building their retirement savings before saving money for their kid’s college fund. “Your kids can always find some way to get loans for school, but no one but you is going to finance your retirement,” Foss explains.
Kimberly Foss is featured in an article about the best time to put money in an IRA. She notes that her number one piece of advice for IRA investors is to make contributions every year of eligibility, and explains how failing to contribute at all is the biggest mistake investors make.
In theory, building wealth sufficient to support retirement is not difficult. It’s really about the money you invest, its growth rate and the time period over which it grows.
Kimberly Foss discusses what her female clients need to know about planning for health care in retirement and when they should consider long-term care insurance. “Age, health history and family support are all factors in deciding whether long-term care insurance is needed or not,” Kimberly says.
Kimberly Foss bylines an article for NextAvenue on ways women can cut long-term care insurance costs, including talking to an advisor about options, reducing the risk of premium hikes, opening a Health Savings Account, etc.
Kimberly Foss discusses why oil, telecoms and REITs may stand to benefit in 2017, as investors still need income from dividends. She also notes how the changing political landscape may also help.
In an article discussing CD ladders, Kimberly Foss notes that they work best for conservative investors or those in need of a conservative portion of a diversified income portfolio. She will use them, for example, for a widow who has not been the decision-maker in the financial sphere and is conservative.