Kimberly Foss, CFP®, CPWA®, is the Founder and President of Empyrion Wealth Management™ and the New York Times bestselling author of Wealthy by Design: A 5-Step Plan for Financial Security. She brings both technical expertise and real passion to her work with her clients, including affluent family stewards, women in transition, and thriving retirees. Kimberly shows her clients that it’s possible to seize control of one’s own financial destiny. She has spent three decades helping others make wise investment choices while avoiding costly mistakes building wealth.
Kimberly began her career at Merrill Lynch as the youngest female account executive at the time. In 1989, she left the commission-driven environment of a stock brokerage firm to found E&A Investment Advisory, which was renamed Empyrion Wealth Management™ in 2002. Now she frequently shares her financial expertise with leading media outlets, including The Today Show, Good Morning America, CNBC, Fox News, Fox Business, The Wall Street Journal, MSN Money, Forbes, Investor’s Business Daily and U.S. News & World Report.
Kimberly holds the following important financial credentials and memberships:
An industry veteran, Renee brings more than 30 years of professional knowledge, talent and skill to her role as Director of Client Services. Since joining the firm in 1999, Renee’s work has been pivotal in improving Empyrion’s service model and process, leading to successful outcomes for our clients. Today, Renee is the strategic liaison between clients and custodians, and is the primary driver of Empyrion’s operations and onboarding processes. She also takes the lead in setting up accounts, preparing for client reviews and processing distributions and transfers. In every aspect of her work, Renee consistently goes above and beyond to address client needs and questions in an efficient, personal manner.
Renee holds a Bachelor of Science (B.S.) degree from California State University-Chico and an Associate’s degree (A.A.) from Butte College. To further enhance her capabilities and grow her industry knowledge, Renee earned the Financial Paraplanner Qualified Professional (FPQP™) certification through the College for Financial Planning® in June 2014.
With more than a decade of experience in the business management and client service arenas, Marcy works hand in hand with the Empyrion Wealth Management team to understand every client’s unique situation. She provides thorough, prompt support to ensure clients’ needs and questions are addressed efficiently and supports the financial planning process by developing Monte Carlo projections that allow the Empyrion team to help clients plan for and achieve their financial goals.
Marcy is dedicated to enhancing her own professional expertise and skills to better serve clients. In April 2016, she earned the Financial Paraplanner Qualified Professional (FPQP™) certification through the College for Financial Planning®. Marcy has also been appointed as a Notary Public by the California Secretary of State, which allows her to help certify and oversee the execution of important planning documents on behalf of Empyrion clients and associates.
Sarah has extensive experience in complying with the Sarbanes-Oxley Act, and forensic accounting. She has set controls and procedures in house to provide the most accurate and current financial reporting. Sarah is responsible for budgeting and forecasting within Empyrion Wealth Management. She works closely with the entire team to ensure long term financial success of the company.
Backed by strong, foundational experience in supporting advisors to high-net-worth clients, Kathryn is well-versed in the mechanics of portfolio management and in the fundamental research that guides Empyrion Wealth Management’s investment philosophy. Bright, thoughtful and consistent in her approach, Kathryn works closely with Empyrion’s advisory and in-house investment support teams to help implement our clients’ investment strategies, measure performance and make necessary adjustments to ensure their portfolios are optimized to meet their long -term objectives. From daily monitoring and analysis, to rebalancing, to helping identify tax-saving opportunities, Kathryn is fiercely focused on helping provide Empyrion clients with a rewarding investment experience.
Kathryn strives for this same level of excellence in every aspect of her life, particularly when it comes to her education and practical knowledge. She holds the Series 7 and 66 licenses – both administered by the Financial Industry Regulatory Authority (FINRA). She has also attained the Certified Financial Planner™ designation (CFP® certification). Kathryn is also a licensed Life and Health Agent with the California Department of Insurance. Formerly a two-sport college athlete, she earned a Bachelor of Science (B.S.) degree in Business Administration with a minor in Economics from the University of Redlands in 2012.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investment Management Consultants Association® (IMCA®) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA® or Certified Private Wealth Advisor® signifies that the user has successfully completed IMCA’s initial and ongoing credentialing requirements for wealth advisors.